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RzaRectum
10-12-2011, 11:12 AM
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A segment from Michael Moore’s TV Nation (1994) in which Karen Duffy investigates investment brokers who are offering their clients the life insurance policies of AIDS patients at discounted prices

Here's how it works:

An AIDS infected individual has a life insurance policy worth $100,000.
You offer him $50,000 and he accepts the deal. When he dies you get $100,000.
From the payout, you've recouped $50,000 + another $50,000 in profit.

Pros:
1 Money upfront to the AIDS patient that might need the HELP upfront. Financial relief could be beneficial at this point in their life.

2 Presents a huge opportunity to make a profit by the investor.

3 That's all I can think of..

Cons:
1 Presumes, just because he/she has AIDS, that is in a desperate financial condition.

2 It also presumes that the person is going to die in 6-months (or whatever their prognosis is). Not everyone dies in the time a doctor thinks it will occur. What if all the money is spent and then the patient doesn't die???

3 The family can not reap the benefit of the life insurance policy.

4 By paying out the policy to the insured while he/she is still alive, there is a risk of the AIDS patient dying after having spent all the money.

5 If that happens, then the burden of death falls onto the family through the funeral expenses that the life insurance would have paid out after the death.

6 This arrangement is very short-sighted in the big picture of death and finance as enumerated above.

These people are nothing more than vultures waiting for someone to die.
Thoughts??

cutn' heads
10-12-2011, 11:18 AM
fucking brilliant.

IrOnMaN
10-12-2011, 05:19 PM
You guys didn't know this already? HIV/AIDS has been a business since it was known to man. Just like with every other sickness or disease, pharmaceutical companies and hospitals will seek out a perfectly well thought out method in order to profit off a person illness. That's the business of the heath industry, people. Jesus!

We're all products in a way. We have to pay to be born into this world and we have to pay to be buried.

Think about it.

RzaRectum
10-12-2011, 11:37 PM
It's not so much the cost of living I have an issue with or the racketeering of pharmaceuticals; it's the stripping of dignity for someone who has limited options. If you refer back to #4 & 5 of the cons you should be able to instantly recognize the selfish reasons it is not in the patient (or family's) best interest.. (at least not always). Granted, there are scenarios where this makes sense, but as a whole it opens the door to the unscrupulous.

MAYOR QUIMBY
10-12-2011, 11:43 PM
AIDS was government made to keep niggas afraid so:

1.) They won't get laid
2.) No babies be made
3.) The black population will decrease within a decade

It's a German warfare product against the dark shade.

diggy
10-12-2011, 11:45 PM
Is life insurance even needed?

check two
10-12-2011, 11:53 PM
Is life insurance even needed?

To get a good payout after a murder

diggy
10-12-2011, 11:59 PM
exactly. That's one reason I knowledged by watching A&E shows with this man doing the commentary:


http://www.aetv.com/american_justice/images/aj_bill_kurtis_image.jpg