this is not the usual subject that gets discussed in here but i wanted a serious discussion on this subject.
so they're gonna start cracking down on what they call "reckless drivers" in the city of Detroit by targeting those without proper papers.
i've always seen mandatory insurance as one of the biggest ripoffs there is. it doesnt cover or even help out with maintenance or gas, if your car is totaled your insurance will only give you bluebook value for the car, damage to your vehicle is not always completely covered, and if you dont get into an accident for the year you paid for your coverage you're not gonna get your money back or even a portion of it back.
on the other hand if you're on the road and someone runs into you totaling your car and severely injuring you why should that person at fault get to go scott free and not be held responsible? thats the justification for car insurance in that one has to have it for the sake of liability when you're at fault so that your insurrer can pay some of the damages to the victim.
so what do you think? is mandatory coverage ultimately for our own good or is it a bunch of BS?